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Fraud costs the UK’s private sector £45.5 billion each year, with small to medium sized businesses suffering losses of some £19 billion on an annual basis.

With recent figures showing that household debts are increasing, consumers struggling to tackle their debts may consider bankruptcy as a final option in their attempt to take control of their financial situation.

"Leading business organisations have called for ""radical” action to be taken to stimulate the UK’s ailing economy, and help Britain swerve a much feared triple-dip recession."

The latest data from Experian’s insolvency index has revealed that business insolvency rates in January fell to their lowest figure since the start of the financial crisis in 2007.

Securing the right funding for your business can mean the difference between success and failure, and there are many options beyond traditional bank lending that companies can explore.